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Spain

Madrid · Southern Europe

Detailed guide

A large EU and Schengen member with strongly regional character, an explicit legal status for remote workers created in 2022, and an unusually short naturalisation period for citizens of Ibero-American countries.

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  • European Union
  • Schengen Area
  • Eurozone
Capital
Madrid
Currency
EUR €

Euro

Language
Spanish

4 recognised

Population
48.8M

2024 estimate

Long-stay routes
5
Route to permanent residence
Yes

Soonest, 5 years

Unemployment
11%

2025, indicative

Drives on the
Right

+34

Entry and short stays

What your passport allows before any long-stay permission is involved.

Reading your passport selection…

Can I live here?

Every long-stay route this country publishes, checked against what you tell us. The checking happens in your browser.

About you

Stored in this browser only. Never sent anywhere.

Before tax, in the currency you earn.

Reading your answers…

Nothing here is an approval, and nothing here is advice. Only the authority deciding your application can tell you the answer, and it will weigh things this tool does not model.

Long-stay routes

Stored as structured records, so the same data drives the checks above, the comparison view and the checklists.

Created by the 2022 startups law, this is a full residence authorisation for people working remotely for employers or clients outside Spain. Applying from inside Spain gives a three-year authorisation directly; applying at a consulate gives a one-year visa first.

Income needed
€2,849 a month
Leads to settlement
After 5 years

Non-lucrative residence visa

Retirement and passive income

For people who can support themselves without working. It expressly forbids all economic activity in Spain, including remote work, which is what separates it from the teleworker route.

Income needed
€2,400 a month
Leads to settlement
After 5 years

A fast employer-sponsored route for qualified roles, also processed by the large-companies unit. Faster and less restrictive than the general work authorisation.

Income needed
Not stated
Leads to settlement
After 5 years

For people starting a business judged to be innovative and of economic interest. A favourable report from the national innovation body (ENISA) is the decisive step.

Income needed
Not stated
Leads to settlement
After 5 years

No visa or permit. Stays beyond three months require registration on the Central Register of Foreign Nationals and an NIE.

Income needed
Not stated
Leads to settlement
After 5 years

Cost of living

An estimate you can shape. It is not survey data and it is not a quote.

Estimated monthly costs by category
CategoryMonthly range
Housing€750 – €1,400
Food€260 – €430
Utilities€100 – €190
Internet€30 – €55
Transport€40 – €110
Healthcare€50 – €150
Everything else€200 – €430
Total€1,430 – €2,765
Suggested monthly buffer€3,318
Estimate

Modelled from a baseline for one adult and scaled, not sampled from households. Figures are shown as ranges because that is the honest shape of the data.

Researched, not independently verifiedlow confidenceReviewed 20 September 2026

Worth knowing. A modelled estimate. The gap between Madrid or Barcelona and smaller inland cities is large.

Housing

Foreign nationals may buyDeposit ≈ 2 monthsTypical lease 12 months

Foreign nationals may buy property, needing an NIE to complete. Buying confers no right of residence. Several regions have introduced measures aimed at non-resident purchasers and short-term lets.

What landlords usually ask for

  • NIE
  • Proof of income, commonly three times the rent
  • Spanish bank account
  • Sometimes rental default insurance instead of a guarantor

Idealista (opens in a new tab)Fotocasa (opens in a new tab)

Researched, not independently verifiedlow confidenceReviewed 20 September 2026

Worth knowing. Market conventions rather than legal requirements.

Healthcare

A regionally administered national health system funded from taxation and generally well regarded, alongside a large private sector used to avoid waiting lists.

If you live there
Access follows from social security registration, or through the convenio especial, a paid scheme regions offer to residents outside the contributory system.
If you are visiting
Emergency treatment is available to anyone. EU, EEA and Swiss visitors use the European Health Insurance Card.
Private cover required for a long-stay visaPrivate cover ≈ €50 – €180 a monthEmergency: 112
Researched, not independently verifiedmedium confidenceReviewed 20 September 2026

Tax

Tax depends on your own circumstances, your other citizenships and any treaty between the countries involved. Treat everything here as orientation and confirm it with the tax authority and a qualified adviser before you act.
Tax residency threshold
183 days
Taxes worldwide income
Yes, for residents
Income tax range
19% – 47%
VAT or sales tax
21%

Tax residency follows from spending more than 183 days in Spain in a calendar year, or from having your main centre of economic interests there.

Remote workers. Teleworker residence holders may apply for the special expatriate regime, taxing Spanish employment income at a flat rate for up to six years. It is conditional and does not suit everyone.

Social insurance. Employer and employee contributions are significant. The self-employed pay a monthly cuota assessed on declared earnings, with reduced rates in the first years of activity.

Capital gains. Savings income and gains are taxed on a separate progressive scale. Spain also levies a wealth tax, administered regionally, with large differences between regions.

Special regimes

Special expatriate regime (often called the Beckham Law)

Flat-rate taxation of Spanish-source employment income for up to six years for qualifying new arrivals, instead of progressive rates on worldwide income.

Researched, not independently verifiedlow confidenceReviewed 20 September 2026

Worth knowing. Orientation only. Regional variation in Spain is unusually large. Confirm with the Agencia Tributaria and an adviser.

Work and the labour market

Conditions in the labour market, which is a different claim from how many jobs are open right now. This product does not pretend to know the second from static data.

Estimate
Unemployment
11%
Youth unemployment
26%
Average earnings
€2,200 / mo
Minimum wage
€1,221 / mo
Researched, not independently verifiedlow confidenceReviewed 20 September 2026

Worth knowing. Indicative. Spanish unemployment varies enormously by region and age. The minimum wage is paid across 14 instalments a year.

Sectors

  • Tourism and hospitalitystableOne of the largest tourism sectors in the world, and strongly seasonal.
  • TechnologygrowingMadrid and Barcelona host most international engineering employers.
  • Renewable energygrowingLarge solar and wind build-out with sustained investment.
  • Agriculture and food processingstableA major exporter, with significant seasonal labour demand.

Cities

A country-wide average hides a lot. Where we have city data, use it instead.

Madrid

The capital and the largest domestic job market, with the widest range of international employers and the highest salaries in the country.

One adult, monthly: €1,900 – €2,900

Barcelona

A coastal city with a large international population and a well-established startup scene. Housing is the tightest of any large Spanish city and short-term rental rules have been tightened.

One adult, monthly: €2,000 – €3,000

Valencia

A coastal city that costs meaningfully less than Madrid or Barcelona while keeping most of the same amenities, which has drawn a large remote-working population.

One adult, monthly: €1,600 – €2,400

Sources

Every claim on this page traces to one of these. If something here matters to a decision you are making, read it there.

Authorities for Spain

Reference dataset, compiled 20 September 2026. This is a compiled reference dataset. Every figure is drawn from official material and cited, but no record has been signed off by a named editor working through the review console, so nothing here is marked verified. Immigration rules change without notice and consulates apply them differently. Check the linked authority before you act on anything. This site is not legal advice.